Contact us below for a free initial consultation, which we will setup over Zoom or the phone. If we're a fit and you want to proceed, we send you an Agreement to digitally sign. Then you appoint us as your Advisor from your account so we have permission to go in and start adding and removing securities from your portfolio to build the right mix.

We partner with Schwab, among the most reputable brokers, to securely store assets.

Yes, these are your assets. As the client you are in control and able to trade in your account and see your holdings at any time.

We can build a long term portfolio of stocks, index funds, mutual funds, and bonds.

For years traditional Wall Street firms have used cookie cutter portfolios or junior employees for clients. Real personalized attention is only reserved if you're a client with tens or hundreds of millions in assets. Instead of working hard for their clients, big firms "set and forget" or steer clients to poorly performing products that earn them extra fees.

Unlike these approaches, Premca independently designs portfolios for investors based on their unique goals and risk tolerance. We also monitor these on an ongoing basis using modern qualitative and quantitative methods.

Based on your unique financial profile we design a portfolio to minimize taxable events. For example, stocks held for more than 1 year will result in paying a lower capital gains rate compared to ordinary income. If you have years until retirement, dividends can compound in tax free or tax deferred accounts.

Our service is currently only available in the United States.

Lazy investment advisors give clients poor answers like "you made money" or "the market is being irrational." We benchmark our performance compared to how the indexes perform annually, such as the S&P500. Our belief is that if an advisor is adding value they should be consistently outperforming the indexes. Otherwise what is the point if you can earn more by doing no work in an index fund?

All are welcome, whether you are just starting your career or in your prime. Our typical clients are highly successful professionals and range from $100K-$1M+ in investable assets.

We charge 0.8%/year of assets under management billed quarterly, a substantial discount to most firms that bill 1%+/year.

Yes, Premca LLC is a Registered Investment Advisor (RIA) required to comply with various regulatory authorities.